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Mortgage Associate with Personalized Mortgage Services

About Me

My Education

My Insurance Services

My Company/Team

As a licensed Mortgage Associate holding a Bachelor of Business Administration Degree, I take great pride in delivering an exceptional customer experience. My minor in Finance and Economics ensures that you not only receive the finest customer service but also the most reliable one.

My Company/Team

My Insurance Services

My Company/Team

I have recently joined the Indi Mortgage team alongside Mortgage Mir. Miranda Karl is a mortgage associate with a over 12 years of industry experience and is dedicated to ensure her team surpasses industry standards. I am proud to be part of a group of women who have proven to excel in the mortgage industry.

My Insurance Services

I entered the personal insurance industry in 2020 while pursuing my degree and currently hold a level 1 license with Insureline Connect. Obtaining a home insurance quote could not be more convenient when it comes from the same provider as your mortgage. Let's explore bundling your automobile policy to provide additional discounts simultaneously.

Why choose me?

Several Services

MORTGAGE SERVICES

First-time Homeowners:
New to the world of homeownership? Let's explore various options together, I can guide you through the process while finding the perfect fit for your needs!

Refinance Options:
Wanting to tap into your home equity to: consolidate debt, securing lower rates, or fund significant expenses? Let's have a chat to pinpoint your goals and tailor a solution just for you.

Renewals:
Ensure you're getting the best rates and terms for your unique situation. Let's review your options and secure the ideal arrangement for your next term.

Renovation Mortgages:
Unlock the full potential of your new home to match your personal vision and needs. Let's discuss how to turn your dream renovations into reality.

Broker Benefits

Multiple Lenders: I can connect you with lenders that extend beyond the reach of your bank.
Flexibility: Concerned about communication during work hours? Don't worry, I can adapt my schedule to suit yours.
Zero Fees: My services are complimentary! The lender compensates me, so you won't have to incur any additional expenses during your move.

My Process

1. Let's chat! I'm interested in learning about your homeownership aspirations, which may include:

- Low monthly payments

- Lowering interest rates

- Investment or retirement planning

- Renovation objectives

- First home investment

At this stage, we can explore the most suitable options for you and determine your preferred course of action.

2. Document Collection. To initiate the pre-approval process, I will need several documents from you:

- Employment verification letter

- Most recent pay stub

- Credit consent form

- Down Payment Verification

- Government issued ID

3. Delving into Your Pre-approval. It's possible that lenders may have additional inquiries; rest assured, I will be here to assist you throughout this process and ensure that all parties are well-informed. Additionally, we can review the rates, terms, and payment details of your prospective mortgage.

Frequently Asked Questions

Please contact me if you cannot find an answer to your question.

What will my rate be?

There are many things that can affect the rate that is available to you. Including, but not limited to:

~ Your credit Score

~ The Down payment size

~ Mortgage term and amortization

Why is a pre-approval important?

A pre-approval can be important for many different factors, such as:

~ Showing lenders you are ready for a financial commitment

~ Showing your realtor what price range is available

~ Showing sellers you are able/serious about moving forward with homeownership

How much will i be approved for?

This Depends on:

~ Gross household income

~ Consumer debts

~ Down Payment

~ Property taxes, heat and condo fees

Mortgage Associate with Personalized Mortgage Services

Mortgage Associate with Personalized Mortgage Services

About Me

My Education

My Insurance Services

My Company/Team

My Company/Team

My Insurance Services

My Company/Team

My Insurance Services

My Insurance Services

My Insurance Services

Why choose me?

Several Services

Broker Benefits

My Process

Frequently Asked Questions

Lets Talk Mortgages

Contact me today

With

Mortgage Associate with Personalized Mortgage Services

Mortgage Associate with Personalized Mortgage Services

About Me

My Education

My Insurance Services

My Company/Team

My Company/Team

My Insurance Services

My Company/Team

My Insurance Services

My Insurance Services

My Insurance Services

Why choose me?

Several Services

Broker Benefits

My Process

Frequently Asked Questions

Lets Talk Mortgages

Contact me today

With

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